See your net pay after Income Tax and National Insurance. Enter your salary in the calculator for an accurate figure using current UK PAYE and NI thresholds.
Your take-home pay is your gross salary minus Income Tax and National Insurance (NI), collected through PAYE. Most people get a tax-free personal allowance, and income above it is taxed in bands: a basic rate, a higher rate and an additional rate.
National Insurance is charged on earnings above a threshold. Pension contributions and some benefits are usually taken before tax, which lowers the amount you are taxed on, so your net pay depends on your salary and your deductions.
Because thresholds and rates change each tax year, the most reliable way to see your real net pay is to run your salary through the calculator, which uses current, date-stamped UK PAYE and NI figures.
Also useful for UK workers Take-home Salary Calculator, Holiday Entitlement Calculator, Redundancy Pay Calculator.
How do I calculate my take-home pay in the UK?
Start from your gross salary, subtract Income Tax on the amount above your personal allowance (at the basic, higher or additional rate), and subtract National Insurance on earnings above the threshold. Pension contributions are usually taken before tax. The calculator does this with current rates.
How much tax and National Insurance will I pay?
It depends on your salary. Income above the personal allowance is taxed in bands, and National Insurance applies to earnings above a threshold. Use the calculator to see the exact amounts for your salary and tax year.
What is PAYE?
PAYE (Pay As You Earn) is the system employers use to deduct Income Tax and National Insurance from your pay and send it to HMRC before you are paid, so your payslip shows net pay after these deductions.
Do pension contributions reduce my tax?
Usually yes. Most workplace pension contributions are taken from your pay before Income Tax is calculated, which reduces your taxable pay and therefore the tax you owe.
Please note: Outputs are AI-generated and can contain errors. Use them as a starting point and check anything important before you act on it.
Run your salary through the Take-home Salary Calculator for an accurate figure using current PAYE and National Insurance thresholds.
Open the UK salary calculator