See what your paycheck looks like after federal income tax, FICA and state taxes. Enter your pay and state in the calculator for an accurate, up-to-date net figure.
Your gross pay is what you earn before deductions. From it, your employer withholds federal income tax (based on your W-4, filing status and income), FICA taxes, and any state or local income tax that applies where you work.
FICA is 7.65% of wages: 6.2% for Social Security (up to an annual wage cap) and 1.45% for Medicare. State income tax varies widely, from none in states like Texas and Florida to progressive rates elsewhere, which is why an accurate net figure depends on your state.
Because federal brackets, the Social Security cap and state rates change, the most reliable way to see your real net paycheck is to run your gross pay and state through the calculator, which uses researched, date-stamped rates rather than a rough rule of thumb.
Also useful for US workers Take-home Salary Calculator, Time Card Calculator, PTO Calculator.
How do I calculate my paycheck after taxes?
Start from gross pay, then subtract federal income tax withholding (based on your W-4 and brackets), FICA at 7.65% (6.2% Social Security up to the wage cap plus 1.45% Medicare), and any state or local income tax. Pre-tax deductions like 401(k) reduce your taxable pay. The calculator does this accurately for your state.
How much is taken out of a paycheck for taxes?
FICA alone is 7.65% of wages. On top of that, federal income tax depends on your income and filing status, and state income tax ranges from zero to several percent depending on where you work, so total withholding varies widely.
What is FICA on my paycheck?
FICA is the combined Social Security and Medicare tax: 6.2% for Social Security (up to an annual wage cap) and 1.45% for Medicare, for a total of 7.65% withheld from your wages, with your employer matching it.
Why is my take-home pay lower than my salary?
Your salary is gross pay. Take-home is what remains after federal income tax, FICA, state and local taxes, and any pre-tax or post-tax deductions such as retirement contributions and health premiums.
Please note: Outputs are AI-generated and can contain errors. Use them as a starting point and check anything important before you act on it.
Run your gross pay and state through the Take-home Salary Calculator for an accurate, up-to-date net figure with federal, FICA and state taxes.
Open the US paycheck calculator