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PTO Accrual · US

PTO Calculator: how much paid time off you have accrued

Work out your paid-time-off accrual from your annual PTO days, your pay frequency and the pay periods worked so far. Free and instant.

No login · simple accrual math · nothing is sent anywhere.

Calculate your PTO accrual

  • Enter annual PTO and pay frequency
  • See accrual per pay period
  • See PTO accrued so far
Open the PTO calculator

Free · no login · nothing is sent anywhere.

How PTO accrual works

1

Annual PTO days

The paid time off your employer grants per year.

2

Pay frequency

How often you are paid: weekly, biweekly, semimonthly or monthly.

3

Per-period accrual

Annual PTO divided by the number of pay periods.

4

Accrued so far

Per-period accrual multiplied by periods worked.

PTO accrued = (annual PTO days ÷ pay periods) × pay periods worked

Your employer's plan, caps and carryover rules apply.

Good to know

Related free tools

Working in the US? Also try US Paycheck Calculator, Time Card Calculator.

Questions, answered

Frequently asked questions

How is PTO accrual calculated?

Divide your annual PTO days by the number of pay periods in the year (52 weekly, 26 biweekly, 24 semimonthly, 12 monthly) to get the accrual per period, then multiply by the number of periods you have worked to see what you have accrued.

How much PTO do I accrue per pay period?

Your per-period accrual is your annual PTO days divided by the number of pay periods. For example, 15 days a year paid biweekly is about 0.58 days per pay period.

Is unused PTO paid out when I leave?

It depends on your employer's policy and your state's law. Some states require unused, earned PTO to be paid out on termination, while others leave it to the employer's policy.

What is the difference between PTO and vacation?

PTO (paid time off) is often a single bank that combines vacation and sick days, while some employers keep vacation and sick leave as separate balances. Check how your plan is structured.

Please note: Outputs are AI-generated and can contain errors. Use them as a starting point and check anything important before you act on it.

See your US take-home pay

The Take-home Salary Calculator computes US federal, FICA and state taxes to show your net paycheck.

Open the PTO calculator